Monday, December 15, 2014

3% Down Conventional Loans Now an Option!

It was recently announced that 3 percent down conventional loans will soon be available. This is a great option for first time home buyers or people that don't have a lot of cash to put down. Until now most buyers wanting to put a minimal amount down used FHA's 3.5 percent down program. This new 3 percent down conventional loan will be a better option for many people because the mortgage insurance will be cheaper than the FHA loan.

Thursday, December 4, 2014

Dress for Success

Not real estate related whatsoever but important info so you can look and feel sharp. Sometimes it's difficult to match shoes, pants, and jacket. Here are a couple articles I like that provide good advice in this area.

Matching Sportcoat / Blazer to Pants

Matching Shoes

Tuesday, November 18, 2014

Credit Scores and Loan Qualifying

In most cases a 620 or higher credit score is needed to qualify for a mortgage. Here's a good article from Lending Tree about different loan types and minimum scores needed. 

https://www.lendingtree.com/mortgage/credit-score-needed-article


Tuesday, October 21, 2014

Handy Fall Tips!

We're about a month into Fall. Have you been doing Fall "stuff" around your house?? Here's a good list of home maintenance tips from DIY network. I know I've been doing a lot of the exterior and garden tips lately.

Home Prices Continue to Rise

Home prices continue to RISE, especially in Georgia. Over the past year median home prices have risen over 13 percent here in Georgia. This is more than twice the national average of around 6 percent. It's a great time in the market for buyers and sellers. Interest rates are still very low giving buyers a great opportunity to purchase while sellers are enjoying quicker sales at higher prices due to lower inventory and competition among buyers.

Friday, October 25, 2013

You don't have to spend a lot of $$ to increase your home's value

There was a good article recently on AOL Real Estate regarding small and inexpensive home improvements that are very beneficial when selling your home. This is very important because many buyers can't see past an overgrown yard, personal clutter, unique paint colors, etc. Making sure your home presents a good first impression to potential buyers is key to selling quicker and for a higher sales price. Check out the article:

Small home improvements article